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  • Amanda Harris Apr 28, 2019

    Rocky is the best salesman, top notch. I was greeted right away and Rebekah was able to find the best financing possible for my situation. Gene the sales manager crunched some numbers and they all helped me purchase my 2017 Dodge Journey SXT love it. Great customer service 😀

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  • Jael Nussbaumer Apr 24, 2019

    Excellent service!! The people I dealt with were all very helpful and friendly. Coming from out of town, I really appreciated Amer, Rebecca and Gene who made sure we got everything we needed done very quickly so that we could drive the car home the same day. I would definitely recommend this business to others.

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  • Amber Paul May 08, 2019

    had a great experience. Ryan is great and really helpful. put up with all of my grandpa's questions too lol

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  • Terrence Tavares May 22, 2019

    Thanks to Amer, Ryan, and Doug for the great service. If you want a stress free experience with a smile, go to iCar and talk to Amer!

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  • Rosie Tar Mar 20, 2019

    The service I received at Icar was absolutely incredible! Buying my first car was a very big step for me, however, the staff at iCar made the experience easy and stress free. Dom was always available to answer all my questions with ease and made me feel confident in making my first big purchase.

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Get The Truck or Car you want from Select iCar

  • At a price you can afford.

  • Regardless of your credit score.

Select iCar is proud to carry Thunder Bay’s largest inventory of used Trucks, used Cars and used SUVs! We aren’t limited to any particular make or model, providing you with the best selection of previously driven cars to choose from.

Every vehicle in our iCar inventory is subjected to a rigorous 100-point inspection before hitting the lot, to ensure our entire inventory is up to the highest standards of dependability.

Bad credit but still need a car? No problem. We are happy to guarantee financing approval regardless of your credit score. We have the largest selection of used trucks and used cars in Thunder Bay. In fact we have the largest selection of used cars and used trucks between Winnipeg and Barrie. Because at Select iCar we have vehicle for everyone.

Step 1

Apply Online

Our easy credit application will give you access to the top financial institutions in the country.

Step 2

100% Approval

Our consultative approach to financing will guide you through the credit rebuilding process and help you rebuild your credit with an auto loan.

Step 3

Get Your Vehicle

Once approved we will help find the best vehicle for you. So you can drive away in your new vehicle!

Get Started Now!

Apply below

Please fill out the information and one of our representatives will contact you regarding your credit application request.

Frequently Asked Questions

Can I apply for a loan with no job?

Just because you may not fit some of the criteria, that doesn't mean you won't qualify for a car loan. Some exceptions can be made and there are lenders that would accept government income sources. APPLY NOW!

What do I need to do to get approved?

Just be working at the same job for 1 month and earn $1,800 per month. Bring your valid driver?s license, void cheque, and most recent pay stub. Must be 18 year old. Substantial down payment and co-signer may be required. START YOUR APPLICATION!

How do I find my credit score?

There are two major credit bureaus in Canada where you can view your personal credit report: Trans Union or Equifax. You will have to purchase your credit report but it will be well worth it as each company can provide you with some valuable tips on rebuilding your credit. WE'LL CHECK FOR YOU!  

What finance rate will I get?

The easy answer is that we will finance you at the best rate possible – in many cases this will be better than conventional rates. Everyone’s case is different, and your rate will be based on an analysis of your individual situation. FIND YOUR RATE!

What model years can I choose from?

You can choose model years that are six years old and newer BUT before you select an older vehicle let our Car Loan Managers explain a AutoPrice Canada program that allows you to get into a 1 year old or current model year vehicle for the same or nearly the same as older ones. This is not a gimmick it is actually a logical reality once we explain it to you. FIND YOUR NEXT VEHICLE!

Can I trade-in my current vehicle?

Absolutely! We’ll make sure you’ll get top dollar to put toward your new vehicle. However, every trade-in situation is different based on make, model, and year so it’s best to drop by and speak with us directly. WHAT'S MY TRADE WORTH?

How secure is my information?

Once you submit your application it is encrypted for transmission and then stored with industry-leading security on our servers. Firefox, Microsoft Internet Explorer and other web browsers are compatible with this form of encryption. All the application pages will display the "secure icon" in your browser indicating that the information you enter on these pages will be transmitted securely.

What is GAP insurance?

New cars can depreciate as much as 50-70% in the in the first 2-3 years. As a result, insurance payouts can be much lower than the vehicle purchase price-even for those with full coverage. GAP (Guaranteed Auto Protection) insurance is additional protection to cover this "gap" between what one owes on a financed vehicle and its actual cash value, which is usually lower. As an example, let's say you borrow $26,000 for a new car and its totalled one month later. In the eyes of the insurance company, that vehicle has likely depreciated up to 30% (or about $7800) immediately after you drove it off the lot. WIthout GAP insurance, you could pay the full difference between what you owe to your lender and what your insurance company pays out to you! You can see why it's important. Please note that GAP insurance is cancelled after refinancing a vehicle. Those who plan to refinance for greater savings, and are currently covered, will need to reapply to maintain it.

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