Our Credit Approval Process

Credit approval on a vehicle can be a stressful thought, Select iCar is proud to have a specialized credit team that works hard to guarantee you pre-approval, even if you have bad credit or no credit at all! In fact, we’re so confident…we will pay you $500 if you’re not approved for whatever reason.

Don’t risk missing out on the perfect vehicle because you’re intimidated by the credit approval process. We’ll walk you through it below:

Eligibility

To be eligible for credit, you must be working the same job for at least one month and earn at least $1,500 per month.

Credit Approval

Do you meet this criteria? Fill out our credit application to give us a better idea of what you’re looking for, and what you can afford. It only takes about 5 minutes and you can do it completely online!

Let’s Chat

Once you’ve submitted your credit application, a Select iCar representative will get in touch to schedule a time for you to come in. All you need to bring is your most recent pay stub, a void cheque, and your photo ID. Our team will submit your application to multiple, potential lenders to get you the best rate.

Test Drive

After we sit down to discuss your options, we’ll take you around the lot to show you some vehicles that fit your needs. Feel free to take a test drive!

Easy, right? Don’t forget, if you’re not approved for whatever reason we will pay you $500. You have nothing to lose! Fill out a credit application or give us a call at (807) 768-4227 to get started.